Latest News About Social Security earnings limit 2026

The 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits during employment, for those under full retirement age all year, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; FRA entrants in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; once you reach full retirement age, there is no earnings limit. SSA updates for 2026 reflect these figures and the corresponding withholdings are temporary and may change future benefits. SSA 2026 earnings rules what changed and who's impacted include retirees balancing earnings with benefits.